frequently asked questions
Questions and answers
Our products will protect you everywhere in the world – so you can focus on the relevant things in life. We will not only support you before getting the right insurance but will remain on your side afterwards as well.
Where does international health insurance cover me?
The international health insurance covers you worldwide. With some health insurances, you can limit coverage to the following zones:
- Europe
- Africa
- Southeast Asia
- Worldwide exclusive USA
- Worldwide including USA
What covers the international health insurance?
International health insurance offers the following modules:
- Hospital plan – inpatient benefits
- Outpatient treatments
- Maternity – Pregnancy and childbirth benefits
- Preventive check-ups – check-ups, vaccinations
- Dental protection – dental services
- Evacuation/repatriation – Transport and return journey costs
What is the difference between a health and travel insurance?
The international travel insurance covers medical treatment in emergencies during short trips. International health insurance covers not only emergencies, but also elective treatments. As a customer, you have a free choice of hospitals and medical practitioners.
Am I covered also in my home country?
Yes, because the international health insurance covers you worldwide. You are free to decide where you want to get a treatment, even in your home country. The cover is valid until your return to your home country.
Up to which age will I be accepted by the health insurance?
We have products without age restrictions in our portfolio. Once you have been accepted by the health insurance, the policy will be renewed every year unless you cancel the contract.